This program allows qualified Texans access to competitive interest rate home loans and down payment and closing cost assistance. Homebuyers who meet the following minimum requirements are eligible to apply for a loan under the program:

• First time or non-first time buyers
• Maximum income for a family of 3 or more in Harris and Fort Bend counties: $82,225
• Maximum income for a family of 3 or more in Brazoria County: $98,440
• Maximum Purchase price in Harris, Fort Bend & Brazoria counties: $304,941
• Minimum FICO score 620

Program Benefits

• A 30-year fixed interest rate mortgage loan, several rates and loan options available
• Down payment assistance (DPA) 3% to 5% of the loan amount
• You do not have to be a first-time homebuyer
• Not required to live in the home for any set period of time
• DPA is a gift that never needs to be repaid
• First time buyers can apply for the Mortgage Credit Certificate (MCC) Program

It's a fast, simple process. You only need to apply with an approved-lender for this program.

If you have more questions, please do not hesitate to contact any of our Real Estate agents at Chiriboga Realty LLC.